Multi-currency accounts, payments and FX for people who operate across borders.

I’m Vitalii Kolosov, Head of Engineering & Quality at DigiDoe. This is my personal introduction to DigiDoe for individuals, founders, family offices, funds, fintechs and companies whose financial life is more international than a basic bank account was built for.

  • FCA authorised EMI
  • ISO 27001 & 22301
  • Pricing from £7/month

Best fit

When your current provider slows you down

DigiDoe is worth a look when the problem is not just “I need an account”, but “I need someone to understand how my money actually moves.”

Your bank keeps asking the same questions

Layered ownership, source-of-funds checks, trusts, SPVs, international income and cross-border activity need context. DigiDoe is built for clients where compliance complexity is part of the reality, not a reason to stop the conversation.

You move money across currencies and countries

Hold and send in multiple currencies, make domestic and international transfers, and exchange between supported currencies without treating every cross-border payment like an exception.

You want a more personal onboarding route

Every client gets a dedicated account manager, so the setup is handled by people who can understand the structure, the payment flow and the reason behind the activity.

Use cases

The situations where I would look at DigiDoe first

01

Fintech or platform build-out

You need payment infrastructure, compliance workflows, API support, white-label options, or operational backing for a financial product.

02

Company with cross-border payments

Your business sends or receives money internationally and needs GBP, EUR, USD and other currency support with a clearer operational setup.

03

Complex ownership or compliance

Your structure includes UBO layers, SPVs, holding companies, trusts, funds, or activity that generic onboarding flows often misunderstand.

04

Personal international activity

You are an individual or principal dealing with payments, funds, currency exchange, source-of-funds checks, or financial activity across jurisdictions.

Capabilities

What the platform is built around

01

Multi-currency accounts and payments

Accounts in 38 currencies, with domestic and cross-border payments through rails such as SWIFT, SEPA and Faster Payments.

02

Onboarding for real structures

Support for individuals and businesses whose profile needs explanation: ownership, source of funds, entities, jurisdictions and payment context.

03

Currency exchange

Live FX rates, self-service exchanges, rate freeze before confirmation, and transparent conversion between supported currencies.

04

KYC, KYB, AML, and monitoring

Automated risk profiling, sanctions screening, transaction monitoring, fraud prevention, and compliance workflows.

Pricing

Transparent enough to compare before you commit

Pricing is one of the reasons DigiDoe is worth checking before defaulting to heavier banking or payment-provider setups.

Free Account opening with streamlined onboarding, GBP account, EUR/USD wallets, transfers, web dashboard and mobile apps.
From £7/month Growth plans with priority support, enhanced limits and dedicated account management as your usage grows.
No surprise add-ons Clear transaction fees, competitive FX rates, and no hidden charges according to DigiDoe's published pricing.
Enterprise Custom pricing for large-volume operations, multi-entity structures, and bespoke compliance requirements.

Context

Why this page exists

Some cases are hard to judge from a standard product website. If you deal with multiple currencies, international payments, ownership structures, or source-of-funds questions, it helps to understand whether DigiDoe is likely to fit before starting onboarding.

My perspective

I’m not the sales or support team, but I know the product, the onboarding flow, the quality bar, and the kinds of cases where DigiDoe is usually a good fit.

Introduction

Ready to see if it fits?

If this sounds close to your situation, start onboarding through my link. If you want to sanity-check the fit first, send me a short message on LinkedIn with your use case.

Full transparency: if you become a DigiDoe client through my referral link, I may receive a referral bonus. This does not change your pricing or onboarding requirements.